We strive for the highest level of integrity and we diligently avoid conflicts of interest that are common within the financial services industry. We are fee-only financial advisors, we do not take commissions, and we do not sell annuities, limited partnerships, tax shelters or insurance products. We are independently owned and are not beholden to a parent company where incentives are frequently provided to cross-sell affiliate products and services. Because our fees are transparent and are based on a percentage of assets under management, our interests are directly in line with those of our clients: to grow the client's net worth using a consistent, disciplined approach.