Once we have determined client goals, realistic return objectives and appropriate risk levels, Evergreen will take this information, along with other important considerations such as tax status and restrictions, and will integrate it into a comprehensive plan. Each client's asset management plan is documented in an Investment Policy Statement (the "IPS"), which encapsulates all key parameters of the investment strategy. The IPS outlines which asset classes are to be used in the plan, the strategic allocation of the portfolio across those asset classes, the manner in which the allocation will be adjusted over time, and the method for which investment vehicles and managers will be selected. The asset management plan, documented by the IPS, provides the framework from which all investment decisions will be made and serves as a guidepost for both client and advisor.